Disclaimers & Risk Disclosure

1. No Financial Advice

My Prop Journal is a software platform designed exclusively for tracking, journaling, and analyzing your trading activity. We are NOT:

• A registered investment advisor
• A broker-dealer or financial institution
• A provider of financial, investment, or trading advice
• A signal service or trading recommendation platform
• A financial planner or wealth management service

Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other sort of advice. The tools, analytics, statistics, and information provided are for informational and educational purposes only. You should not construe any such information or material as legal, tax, investment, financial, or other advice.

All trading decisions are made solely by you. We do not recommend or endorse any specific trading strategies, securities, or investment approaches. You are solely responsible for evaluating the merits and risks associated with your trading activities.

2. Risk of Trading

TRADING INVOLVES SUBSTANTIAL RISK OF LOSS. The risk of loss in trading can be substantial and may exceed the amount of your initial investment. You should carefully consider whether trading is appropriate for you in light of your experience, objectives, financial resources, and other relevant circumstances.

Specific Risks Include:

Only risk capital should be used for trading. Risk capital is money that, if lost, will not adversely affect your lifestyle or financial well-being. Never trade with money you cannot afford to lose.

3. Past Performance Disclaimer

PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Any historical returns, performance data, or statistics displayed in My Prop Journal represent past performance only and do not guarantee future outcomes.

• Historical performance may not reflect actual trading results
• Backtested or simulated results have inherent limitations
• Market conditions change and past strategies may not work in the future
• Individual results will vary based on skill, discipline, and market conditions
• Performance statistics are based on user-entered data and may contain errors

Every trader's situation is unique. Your results may differ significantly from any performance data shown in the platform, whether your own historical data or any examples provided.

4. Hypothetical and Simulated Results

HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS. If you use My Prop Journal to analyze hypothetical or simulated trading strategies, you should be aware that:

• Simulated results do not represent actual trading and may not reflect the impact of material economic and market factors
• Hypothetical results are designed with the benefit of hindsight and may not account for financial risk
• No representation is made that any strategy will or is likely to achieve profits or losses similar to those shown
• Backtesting does not account for slippage, commissions, or real-world execution challenges
• Simulated trading programs are subject to the benefit of hindsight bias

5. Data Accuracy and Reliability

While we strive to provide accurate tools and calculations, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any data, analytics, or calculations provided by My Prop Journal.

• Data is primarily user-entered and may contain errors or inaccuracies
• Imported data from brokers or other sources may be incomplete or incorrectly parsed
• Calculations and analytics are based on the data provided and may be incorrect if the underlying data is flawed
• Software bugs or errors may affect data processing or display
• Third-party data sources may be delayed, inaccurate, or unavailable

You are responsible for verifying the accuracy of all data and calculations. Always cross-reference important information with your broker statements and other authoritative sources. Do not rely solely on My Prop Journal for critical trading decisions or tax reporting.

6. Educational Purpose Only

My Prop Journal is designed as an educational and organizational tool to help you:

• Track and journal your trading activity
• Analyze your performance metrics and statistics
• Organize trade plans and strategies
• Review your trading history and patterns
• Develop better trading habits and discipline

The platform provides tools for self-analysis and reflection. Any insights, patterns, or conclusions you draw from using these tools are your own and should not be considered recommendations or advice from My Prop Journal.

7. No Guarantee of Profitability

WE MAKE NO REPRESENTATIONS OR GUARANTEES THAT YOU WILL EARN PROFITS OR ACHIEVE SUCCESS BY USING MY PROP JOURNAL.

Trading success depends on numerous factors including but not limited to:

• Your skill level, experience, and knowledge
• Your trading strategy and risk management
• Market conditions and volatility
• Your psychological discipline and emotional control
• Your capital and risk tolerance
• Timing, execution, and luck

Using a trading journal or analytics platform does not guarantee improved performance. Most traders lose money, and there is a substantial risk that you will lose some or all of your trading capital.

8. Prop Firm and Challenge Disclaimers

If you use My Prop Journal to track proprietary trading firm accounts or evaluation challenges:

• We are not affiliated with any proprietary trading firms
• We do not endorse or recommend any specific prop firms
• Prop firm rules, payouts, and policies vary and can change without notice
• Many traders fail prop firm evaluations and challenges
• Funded accounts can be revoked if rules are violated
• Prop firm payouts are not guaranteed and depend on firm policies
• Some prop firms may have questionable business practices

Conduct your own due diligence before purchasing any prop firm evaluation or challenge. My Prop Journal is simply a tool for tracking your activity and is not responsible for any prop firm's actions, policies, or business practices.

9. Regulatory Disclaimer

My Prop Journal is not registered with any financial regulatory authority including but not limited to:

• U.S. Securities and Exchange Commission (SEC)
• U.S. Commodity Futures Trading Commission (CFTC)
• Financial Industry Regulatory Authority (FINRA)
• National Futures Association (NFA)
• Any state securities regulators
• Any international financial regulators

We are a software technology company providing tools for personal use. We do not hold customer funds, execute trades, or provide brokerage services. All trading is conducted through your own broker accounts.

10. Tax and Accounting Disclaimer

My Prop Journal is not a substitute for professional tax or accounting advice. While the platform may provide reports and data that could be useful for tax purposes:

• We do not provide tax advice or accounting services
• Tax laws are complex and vary by jurisdiction
• Trading tax treatment depends on your specific situation
• Data in My Prop Journal may not be suitable for tax reporting without verification
• You should consult with a qualified tax professional regarding your trading taxes

Always verify trading data with your official broker statements before using it for tax purposes. My Prop Journal is not liable for any tax penalties, interest, or issues arising from your use of the platform's data.

11. Third-Party Content and Links

My Prop Journal may contain links to third-party websites, services, or content. We do not endorse, control, or assume responsibility for any third-party content, products, or services. Any dealings with third parties are solely between you and the third party. We are not liable for any loss or damage arising from your use of third-party services.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MY PROP JOURNAL AND ITS OWNERS, OPERATORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY TRADING LOSSES, INVESTMENT LOSSES, OR DAMAGES ARISING FROM YOUR USE OF THE PLATFORM.

This includes but is not limited to:

• Trading losses or missed opportunities
• Errors or inaccuracies in data or calculations
• Software bugs, downtime, or technical issues
• Loss of data or inability to access your account
• Decisions made based on information in the platform
• Any indirect, incidental, or consequential damages

You acknowledge that you use My Prop Journal at your own risk and that the platform is provided "as is" without warranties of any kind.

13. Professional Advice Recommendation

Before engaging in trading, we strongly recommend that you:

• Consult with a qualified financial advisor regarding your investment objectives and risk tolerance
• Seek advice from a licensed securities professional before trading securities
• Consult with a tax professional regarding the tax implications of your trading
• Speak with a legal professional if you have questions about regulations or compliance
• Obtain proper education and training before risking real capital

My Prop Journal is a tool to support your trading activities, not a replacement for professional advice and education.

14. User Responsibility

By using My Prop Journal, you acknowledge and agree that:

• You are solely responsible for all trading decisions and their outcomes
• You have read and understood the risks of trading
• You will verify all data and not rely solely on the platform for critical decisions
• You will comply with all applicable laws and regulations
• You will use the platform in accordance with its intended purpose
• You accept full responsibility for any losses incurred from trading

15. Changes to This Disclaimer

We may update this disclaimer from time to time. Material changes will be communicated through:

• Posting the updated disclaimer on this page
• Updating the "Last updated" date
• Email notification for significant changes

Continued use of My Prop Journal after changes constitutes acceptance of the updated disclaimer.

16. Contact Information

If you have questions about this disclaimer or need clarification, please contact us at:

Email: support@mypropjournal.com