Disclaimers & Risk Disclosure

1. General Disclaimer

My Prop Journal is a software tool designed to help traders log, analyze, and track their trading performance. We are not:

• A registered broker-dealer or investment advisor
• Providing financial, investment, or trading advice
• Recommending any specific trades, strategies, or securities
• Guaranteeing trading success or profitability

2. Not Financial Advice

Nothing on this platform constitutes financial, investment, legal, or tax advice. All content, features, analytics, and insights are for informational and educational purposes only.

You are solely responsible for your own trading decisions. We strongly recommend consulting with qualified financial advisors before making investment decisions.

3. AI-Generated Content Disclaimer

3.1 AI Limitations

Our AI features (including AI Coach and AI writing tools) use artificial intelligence to generate suggestions, insights, and content based on your trading data. Important limitations:

• Not advice: AI-generated content is not trading, financial, or investment advice
• May be inaccurate: AI can produce errors, hallucinations, or outdated information
• No guarantees: AI suggestions do not guarantee future performance or success
• Context-dependent: AI lacks full market context and cannot predict market movements
• Verify independently: Always verify AI-generated content before acting on it

3.2 AI Training Data

AI models are trained on historical data that may not reflect current market conditions. Past patterns do not predict future results.

3.3 Your Responsibility

You are solely responsible for evaluating and acting on AI-generated content. We are not liable for losses from relying on AI features.

4. Risk of Trading

4.1 General Trading Risks

Trading in financial markets involves significant risk, including:

• Loss of capital: You can lose your entire investment or more
• Leverage risk: Leveraged products magnify both gains and losses
• Market volatility: Prices can change rapidly and unpredictably
• Liquidity risk: You may not be able to exit positions at desired prices
• Counterparty risk: Broker or exchange failures can result in losses

4.2 Specific Instrument Risks

Futures and Options: Highly leveraged and can result in losses exceeding your initial investment.

Forex: Currency trading is highly speculative and complex, with significant leverage risk.

Cryptocurrencies: Extremely volatile, largely unregulated, and subject to significant price swings.

5. Performance and Analytics Disclaimer

Performance metrics, statistics, and analytics provided by our platform:

• Are based solely on data you input and may contain errors
• Reflect historical performance, which does not predict future results
• Do not account for factors like slippage, commissions, or market impact
• Should not be used as the sole basis for trading decisions

Past performance is not indicative of future results.

6. Prop Firm Disclaimer

Our platform allows tracking of prop firm evaluation and funded accounts. Important notes:

• We are not affiliated with any proprietary trading firms
• We do not guarantee success in prop firm evaluations
• Prop firm rules, payouts, and policies are subject to change
• Each prop firm has its own terms and risk profile

7. Data Accuracy and Reliability

We strive for accuracy but do not guarantee that:

• The platform will be error-free or uninterrupted
• All calculations, analytics, or reports are accurate
• Imported data from third parties is complete or correct
• Data will be preserved indefinitely (maintain your own backups)

You are responsible for verifying your data's accuracy.

8. No Guarantee of Results

Using our platform does not guarantee:

• Improved trading performance
• Profitability or reduced losses
• Success in trading or prop firm evaluations
• Any specific outcome or result

Your trading success depends on your skill, discipline, risk management, and market conditions—not our software.

9. Third-Party Content and Links

We may provide links to third-party websites, resources, or content. We do not endorse or take responsibility for:

• Third-party opinions, advice, or recommendations
• Accuracy of external content
• Privacy practices of third-party sites

10. Regulatory Disclaimer

My Prop Journal is a software tool and is not regulated by financial authorities such as the SEC, CFTC, FCA, or other regulatory bodies.

Our service is available globally but may not comply with all local regulations. You are responsible for ensuring your use complies with applicable laws in your jurisdiction.

11. Educational Content

Any educational materials, blog posts, or guides we provide are for general information only and should not be construed as personalized advice or recommendations.

12. Limitation of Liability

To the fullest extent permitted by law, My Prop Journal and its affiliates shall not be liable for:

• Any trading losses, financial damages, or lost profits
• Losses resulting from reliance on our platform, analytics, or AI features
• Data loss, corruption, or security breaches
• Service interruptions or downtime
• Indirect, consequential, or punitive damages

See our Terms of Service for complete liability terms.

13. Hypothetical Performance Disclaimer

If we ever display hypothetical or simulated performance results:

• Hypothetical results do not represent actual trading
• They are designed with benefit of hindsight
• They do not account for slippage, commissions, or market impact
• No representation is made that any account will achieve similar results

14. Tax and Legal Compliance

We do not provide tax or legal advice. You are responsible for:

• Reporting your trading income and gains to tax authorities
• Complying with all applicable trading and financial regulations
• Consulting tax and legal professionals as needed

15. Changes to Disclaimers

We may update these disclaimers at any time. Continued use of the platform constitutes acceptance of any changes.

16. Acknowledgment

By using My Prop Journal, you acknowledge that:

• You have read and understood these disclaimers
• You understand the risks of trading
• You will not rely solely on our platform or AI features for trading decisions
• You accept full responsibility for your trading activities and outcomes

17. Contact

For questions about these disclaimers, contact us at support@mypropjournal.com.